Credit Card Selector

Earn More

Find the best cards for your spending habits to earn more rewards. Our credit card selector tool analyzes earning rates, perks, and redemption values to match your unique profile.

Eating

Groceries: how much do you typically spend per month?

Includes supermarkets, merchants that offer a full service grocery line of merchandise including a deli and bakery as well as smaller grocery stores.

Excludes warehouse clubs, discount stores and some smaller merchants such as drugstores, and merchants that specialize in only a few grocery items.

Dining/Restaurants: how much do you typically spend per month?

Includes sit-down or eat-in dining, including fast food restaurants and fine dining establishments

Getting Around

Gas Stations: how much do you typically spend per month?

Transit: how much do you typically spend per month?

Includes ride share services, taxi cabs, tolls, parking and public transportation

Traveling

Airlines: how much do you typically spend per year?

Includes all expenditures relating to scheduled flights on a passenger carrier purchased directly from the airline

Excludes airfare purchased through a third-party, such as an online travel agency

Hotels: how much do you typically spend per year?

Includes all expenditures purchased directly from a hotel

Excludes hotel stays purchased through a third-party, such as an online travel agency

Excludes timeshares, vacation packages, home rentals, etc.

In total, how much do you spend with credit cards each month?

Include all typical monthly expenditures, such as groceries, monthly subscriptions, etc.

Don't forget to include expenses that you budget for on an annual basis, such as vacations or annual subscriptions

What is your primary goal for credit card rewards?

The value you can earn from credit card rewards depends on how you will redeem them

Cash Back

Air Travel, Economy Cabin

Air Travel, Premium Cabin

Hotel Stays

How many cards are you willing to use?

While the optimal credit card portfolio may involve several cards, if you are unable to keep track of the spending bonus categories, your total return may be eroded.

2-3

As many as it takes!

Are you willing to consider cards with annual fees?

Some cards are able to provide higher returns by charging an annual fee. We will provide you the card combination that maximizes total return based on your inputted spending habits, so you can be sure that we will only recommend cards with annual fees if their value outweighs their cost.

Yes